Our Roots Run Deep
Past, Present & Future
Commerce Bank has played an important role in serving the southern Minnesota agri-business community since 1915. Driven by hometown connections, a passion for agriculture, and the desire to champion the local and regional economy, Agri-Finance Group (AFG), a division of Commerce Bank, has grown to be a valued agri-business lender serving southern Minnesota. AFG is committed to the success and prosperity of today’s agri-businesses and farming families.
AGRI-BUSINESS LOANS
Specializing in Producer Financing, Operating and Inventory Lines of Credit, Machinery and Equipment Financing and Real Estate Loans, AFG offers competitive rates and flexible repayment terms customized to meet the needs of each agri-business borrower.
OPERATING AND INVENTORY LINES OF CREDIT
Short term, flexible credit facilities for crop and livestock operations.
MACHINERY AND EQUIPMENT LOANS
Intermediate financing for Machinery and Equipment purchases. Trust AFG to design a financing package specific to your operation’s needs.
REAL ESTATE LOANS
Amortizing or revolving Real Estate Term Loans provide flexible and competitive financing options for land purchases, farm expansion/improvements, standby credit needs, or to refinance debt.
STATE AND FEDERAL PROGRAMS
FARMER MAC LOANS
Providing Long term, fixed rate, farm loans through Farm Credit System for Rural America.
FARM SERVICE AGENCY
(FSA) GUARANTEED LOANS
Focuses on the specific credit needs of farmers and ranchers who are in their first 10 years of operation.
RURAL FINANCE AUTHORITY
Programs to help young and beginning farmers, and those in need of debt restructure.
AG BMP
(BEST MANAGEMENT PRACTICES) THROUGH THE STATE OF MINNESOTA
Low interest financing to farmers, rural landowners, and agricultural supply businesses to implement practices that prevent water pollution or help to reduce existing water quality which include Farm Septic Systems.
THE AFG PHILOSOPHY
Agri-Finance Group pursues long-term local relationships. Our lenders are committed to the business plans and long-term success of our agri-business clients, whether the focus is on current market conditions, financing the purchase of real estate or equipment, properly structuring debt to improve cash flow, or assisting in succession planning.
BANK LOCAL
Our personal approach to offer a simplified and exceptional range of accounts and services is well-suited to meet the needs of our agri-business clients and farming families.
SAY HELLO
Edina : 952-841-9750 | Geneva : 507-256-7235 clientservices@cbmn.bank