Opener High Yield Money Market
1.65% APY
$25,000 Minimum Deposit

Commerce Bank’s High Yield Money Market Account yields an excellent return, is easily accessible and is FDIC insured.

  • Minimum Deposit: $25,000.00 minimum deposit to open your money market account.
  • Automatic Deposit:  Payroll deduction, or direct deposit is available allowing for an easy and convenient way to make on-going deposits.  
  • Availability of Funds:  The convenience of online transfers makes accessing your funds simple and easy.
  • Make up to 6 withdrawals or online transfers per month.
  • Information Services:  A comprehensive online statement lists all activity on the account.

Past. Present. Future.

Commerce Bank has played an integral part in serving the Southern Minnesota community since 1915. Sustained by hometown connections, a passion for agriculture and the desire to champion the local and regional economy, Agri-Finance Group (AFG), a division of Commerce Bank, has grown to be the premiere Agribusiness Lender serving Southern Minnesota. AFG invests in the progress and prosperity of agricultural businesses and families today and tomorrow.

Agri-Business Loans

Specializing in Producer Financing, Operating and Inventory Lines of Credit, Machinery and Equipment Financing and Real Estate, AFG offers competitive rates and flexible re-payment terms customized to meet the needs of each Agribusiness borrower.


Operating and Inventory Lines of Credit

Short term, flexible credit facilities for crop and livestock operations.


Machinery and Equipment Loans

Intermediate financing for Machinery and Equipment purchases. Trust AFG to design a financing package specific to your operation’s needs.  


Real Estate Loans

Revolving Real Estate Term Loans provide flexible and competitive financing options for land purchases, farm expansion/improvements, or to refinance debt. 


State and Federal Programs

Farmer Mac Loans

Providing Long term, fixed rate, farm loans through Farm Credit System for Rural America.

Farm Service Agency

(FSA) Guaranteed Loans

Focuses on the specific credit needs of farmers and ranchers who are in their first 10 years of operation.

Rural Finance Authority

Programs to help young and beginning farmers, and those in need of debt restructure.


(Best Mangement Practices) Through The State of Minnesota

Low interest financing to farmers, rural landowners, and agricultural supply businesses to implement practices that prevent water pollution or help to reduce existing water quality which include Farm Septic Systems.

The AFG Philosophy

Agri-Finance Group pursues long-term local relationships. AFG lenders are committed to the business plan and long-term success of its agribusiness operators. Whether it is mitigating market nuances, purchasing real estate or equipment, properly structuring debt to improve cash flow or assisting in succession planning.

Bank Local

Our personal approach and ability to offer a simplified, but an exceptional range of accounts and services is well-suited to meet the needs of agribusinesses and their families.